Skip to main content

Branch closures Our Big Bear branch is closed today due to inclement weather.  Please use our online banking services or find another nearby branch.

Click Here

Service Announcement

Beware of texts or phone calls from scammers impersonating HomeStreet employees indicating wire fraud on your account. If this happens to you, hang up and call us at 800-719-8080.

CONTACT US
Two girls banking online

Education Center


Banking Basics
Home Ownership
Managing Credit & Debt
Mortgage Resources
Privacy & Security
Retirement
Saving & Budgeting
Small Business

What documents will I need to apply for a home loan?


Having the right paperwork can help streamline the process.

 

Purchasing a home can be overwhelming, but here at HomeStreet we are dedicated to making that process simpler.

Below is a list of critical documents to have prepped before the application process. Having these documents on-hand will reduce the hassle and stress you may experience. Please be aware that additional or updated items may be requested throughout the application process.

 

Income

  • Previous two years W‐2s
  • Most recent pay stubs covering 30 days
  • Last two years personal tax returns (all schedules)
  • Last two years business tax returns
  • Social Security Award Letter
  • Pension Award Letter
  • Previous two years 1099s
  • Rental agreements for all properties owned

 

Assets

  • Most recent bank statements covering 60 days (all accounts and all pages)
  • Most recent investment statements covering 60 days

 

Other Documents

  • Be prepared to show proof of identification, which may include photo ID and/or Social Security Card
  • Purchase and Sale Agreement
  • Homeowner's Insurance Agent/Company name and phone number
  • Copy of most recent Mortgage Statement
  • Supplemental Documents as Applicable
  • Copy of Permanent Resident Alien Card(s)
  • Divorce Decree
  • Child Support Order
  • Bankruptcy papers and Discharge Notice
  • Copy of DD214
  • Certificate of Eligibility
  • Copy of Land Lease (DHHL loans only)
  • Homeowner's Association Contact Information

 

All loans subject to approval.

4/26/22

 

 

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.