Light up your savings in 2025!

With CD rates up to 4.00% APY*.

Start the new year off right with a Certificate of Deposit (CD) from HomeStreet Bank! If you'd like to discuss options with one of our friendly bankers, contact your local HomeStreet Bank Branch team today.

Featured Certificates of Deposit

Find a branch near you

*Annual Percentage Yield (APY) is accurate as of 1/22/2025 and is subject to change at any time without notice. $500 minimum balance required to open and obtain the advertised APY. The maximum balance is $240,000 per CD. Customer can have multiple CDs. Penalty may be assessed for early withdrawal. Fees may reduce earnings. Available for personal, business, or IRA (Individual Retirement Account) CDs. For a complete list of account details and fees:

Click here for Terms and Conditions

Guaranteed returns

You pick the term and rate you want, and then sit back while your money grows.

FDIC insured

Every one of our CDs is insured up to the FDIC-allowed limit.

Low minimum to open

Only $500 minimum required to open.

No market risk

Your returns aren't subject to market volatility

Easy to open

Open an account at your nearest branch

No fees

No monthly maintenance fees required.