Personal Checking
Banking that fits your lifestyle.
Your checking account should give you the freedom and the power to do what you want with your money. That's why we've created a suite of products to suit your unique needs.
All of our personal checking accounts* offer:
- Over 37,000 fee-free ATMs through the MoneyPass® Network
- Free online banking and bill pay
- Free mobile banking app with touch and face ID
- Free mobile check deposit and funds transfer
- Person-to-person payments with Zelle®
- Free eStatements
Personal Checking Accounts
Free Checking?*
Yes! Free!
$100 minimum opening deposit
No Minimum daily balance required
No monthly service charge
Paper statements available for $5 per month. This fee is waived for primary account holders under 18 years old or over 62 years old
Interest Checking*
Help your money grow!
$2,500 minimum opening deposit
Interest rate tiers start with an account balance equal to or greater than the minimum daily balance of $2,500
$10 monthly service charge waived with an account balance equal to or greater than the minimum daily balance of $2,500
Paper statements available for $5 per month. This fee is waived for primary account holders under 18 years old or over 62 years old
Bank On Checking*
An affordable easy-to-use account with no overdraft fees--perfect for anyone new to banking, on a budget or has had a less-than-perfect checking history.
$25 minimum opening deposit
No minimum daily balance required
$5 monthly service charge
No overdraft or (non-sufficient funds) returned item fees
Student Checking*
For teens and young adults 14-25 years old
$50 minimum opening deposit
No minimum daily balance required
No monthly service charge
Paper statements available for $5 per month. This fee is waived for primary account holders under the age of 18
Additional Resources
- ATM & Visa debit card features allow convenient, all-hours banking and come with all of our checking accounts.
- How do I easily switch my account to HomeStreet?
- I have a HomeStreet Bank checking account and I want to order checks
- What is the HomeStreet Bank routing number and where do I find my account number?
- I want to add a layer of protection to my on-line account
*For additional information, view the Terms and Conditions and Schedule of Fees
See our current rates.
