We'll help you get started

Most mortgage professionals will tell you that the first step in the home buying process is education. You've come to the right place. Here we've brought together some resources that may answer your questions and help prepare you for the homebuying journey before you start shopping for a home.

When you feel ready to take action, your best resource is a HomeStreet Loan Officer. Personally, we’d recommend all of them.

Let's talk about loan programs

Some homebuyers, particularly those making their first home purchase, lack a large down payment. Fret not. While traditionally a down payment of 20% or more was required for conventional financing, today’s market offers several alternatives with lower entry costs.

Below is a quick overview of some of our loan programs for borrowers who need to put a minimum amount down on their new home. FHA and VA loans are becoming increasingly popular due to recent changes in loan limits and underwriting criteria. Be sure to ask your loan officer for details. That’s what they’re here for.